:root{
  --navy:#011126; --navy2:#12294a; --ink:#0e2230; --dim:#5a6b85; --line:#dde4f0;
  --bg:#ffffff; --soft:#f3f6fb; --acc:#155eef; --acc-d:#0e4bd0; --gold:#c8912e; --accink:#ffffff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
[id]{scroll-margin-top:84px}
body{margin:0;background:var(--bg);color:var(--ink);font:17px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;-webkit-text-size-adjust:100%}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}
.narrow{max-width:820px}
a{color:inherit}
h1,h2,h3{color:var(--navy);letter-spacing:-.01em;line-height:1.15}
.ey{font-size:13px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--acc-d)}
/* header */
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:66px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:19px;color:var(--navy);letter-spacing:-.01em;text-decoration:none}
.mark{width:26px;height:26px;border-radius:50%;background:linear-gradient(135deg,var(--acc),var(--navy));display:inline-block;position:relative;flex:none}
.mark::after{content:"";position:absolute;inset:7px 7px auto 7px;height:4px;border-radius:2px;background:#fff;box-shadow:0 6px 0 rgba(255,255,255,.55)}
.navlinks{display:flex;gap:26px;align-items:center;font-size:15px;font-weight:600;color:var(--dim)}
.navlinks a{text-decoration:none}
.navlinks a:hover{color:var(--navy)}
.btn{display:inline-block;background:var(--acc);color:var(--accink);border:none;border-radius:10px;padding:12px 22px;font:inherit;font-weight:800;font-size:15px;cursor:pointer;text-decoration:none;transition:background .15s}
.btn:hover{background:var(--acc-d)}
.btn.ghost{background:transparent;color:var(--navy);border:1.5px solid var(--line);font-weight:700}
.btn.ghost:hover{border-color:var(--dim)}
.btn.lg{padding:15px 30px;font-size:16.5px}
@media(max-width:760px){
  .nav{height:auto;flex-wrap:wrap;gap:10px 16px;padding-top:12px;padding-bottom:12px}
  .navlinks{width:100%;gap:18px;font-size:14.5px;justify-content:flex-start;flex-wrap:wrap}
  .navlinks a.btn{margin-left:auto}
}
/* hero (home) */
.hero{background:radial-gradient(1100px 500px at 78% -10%,#e9f6f0 0,transparent 60%),linear-gradient(180deg,#fbfdff,#ffffff)}
.hero .wrap{padding:74px 22px 64px;display:grid;grid-template-columns:1.15fr .85fr;gap:52px;align-items:center}
.hero h1{font-size:47px;font-weight:800;margin:14px 0 18px}
.hero p.lead{font-size:19.5px;color:var(--dim);max-width:33ch;margin:0 0 28px}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.subnote{font-size:13.5px;color:var(--dim);margin-top:18px}
.subnote b{color:var(--navy)}
.hcard{background:var(--navy);color:#eaf0fb;border-radius:18px;padding:26px 26px 22px;box-shadow:0 30px 60px -30px rgba(14,27,51,.5)}
.hcard .t{font-size:13px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:#8fb7ff}
.hcard h3{color:#fff;font-size:21px;margin:6px 0 16px}
.hstat{display:flex;justify-content:space-between;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.12);font-size:15px}
.hstat:last-child{border-bottom:none}
.hstat span:last-child{font-weight:800;color:#fff}
.hstat span:first-child{color:#b8c6e0}
@media(max-width:860px){.hero .wrap{grid-template-columns:1fr;gap:34px;padding:52px 22px}.hero h1{font-size:36px}.hero p.lead{max-width:none}}
/* page hero (interior) */
.phero{background:linear-gradient(180deg,#fbfdff,#ffffff);border-bottom:1px solid var(--line)}
.phero .wrap{padding:60px 22px 50px}
.crumb{font-size:13.5px;color:var(--dim);margin-bottom:16px}
.crumb a{text-decoration:none;color:var(--acc-d);font-weight:700}
.phero h1{font-size:40px;font-weight:800;margin:8px 0 16px;max-width:20ch}
.phero p.lead{font-size:19px;color:var(--dim);max-width:60ch;margin:0 0 26px}
@media(max-width:760px){.phero h1{font-size:31px}}
/* trust bar */
.trust{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--soft)}
.trust .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;padding:22px}
.trust .i{font-size:14.5px;font-weight:600;color:var(--navy);display:flex;gap:9px;align-items:flex-start}
.trust .i .d{color:var(--acc);font-weight:800;flex:none}
@media(max-width:760px){.trust .wrap{grid-template-columns:1fr 1fr;gap:16px}}
/* sections */
section{padding:66px 0}
.sec-h{text-align:center;max-width:640px;margin:0 auto 44px}
.sec-h h2{font-size:33px;font-weight:800;margin:10px 0 12px}
.sec-h p{font-size:18px;color:var(--dim);margin:0}
.tight{padding:44px 0}
/* prose */
.prose h2{font-size:27px;margin:0 0 14px}
.prose h3{font-size:20px;margin:28px 0 8px}
.prose p{color:#33435e;font-size:17px;margin:0 0 16px}
.prose ul{margin:0 0 18px;padding-left:0;list-style:none}
.prose li{position:relative;padding-left:28px;margin:0 0 11px;color:#33435e}
.prose li::before{content:"";position:absolute;left:2px;top:10px;width:9px;height:9px;border-radius:3px;background:var(--acc)}
.lead-block{font-size:19px;color:var(--dim);border-left:3px solid var(--acc);padding-left:20px;margin:0 0 30px}
/* steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.step{background:var(--bg);border:1px solid var(--line);border-radius:15px;padding:28px 26px}
.step .n{width:38px;height:38px;border-radius:10px;background:var(--soft);color:var(--acc-d);font-weight:800;display:flex;align-items:center;justify-content:center;font-size:17px;border:1px solid var(--line)}
.step h3{font-size:19px;margin:16px 0 8px}
.step p{color:var(--dim);font-size:15.5px;margin:0}
@media(max-width:760px){.steps{grid-template-columns:1fr}}
/* option / cross-link cards */
.opts{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.opt{border:1px solid var(--line);border-radius:14px;padding:24px;background:var(--bg);transition:box-shadow .18s,transform .18s;text-decoration:none;display:block;color:inherit}
.opt:hover{box-shadow:0 18px 40px -24px rgba(14,27,51,.35);transform:translateY(-2px);border-color:#c6d6f5}
.opt .tag{font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--gold)}
.opt h3{font-size:19px;margin:8px 0 8px}
.opt p{color:var(--dim);font-size:15px;margin:0}
.opt .go{color:var(--acc-d);font-weight:800;font-size:14px;margin-top:12px;display:inline-block}
@media(max-width:860px){.opts{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.opts{grid-template-columns:1fr}}
/* industries grid */
.inds{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.ind{border:1px solid var(--line);border-radius:12px;padding:16px 18px;background:var(--bg)}
.ind h3{font-size:16.5px;margin:0 0 4px}
.ind p{color:var(--dim);font-size:14px;margin:0}
.inds-note{text-align:center;color:var(--dim);font-size:15px;margin-top:22px}
@media(max-width:860px){.inds{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.inds{grid-template-columns:1fr}}
/* fact strip */
.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);border-radius:14px;overflow:hidden;background:var(--bg)}
.facts .f{padding:22px 20px;border-right:1px solid var(--line)}
.facts .f:last-child{border-right:none}
.facts .f .k{font-size:13px;font-weight:700;color:var(--dim);text-transform:uppercase;letter-spacing:.05em}
.facts .f .v{font-size:22px;font-weight:800;color:var(--navy);margin-top:6px}
@media(max-width:760px){.facts{grid-template-columns:1fr 1fr}.facts .f:nth-child(2){border-right:none}.facts .f:nth-child(1),.facts .f:nth-child(2){border-bottom:1px solid var(--line)}}
/* why */
.why{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.whygrid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}
.why .c h3{font-size:20px;margin:0 0 8px}
.why .c p{color:var(--dim);font-size:15.5px;margin:0}
.why .c .bar{width:40px;height:4px;border-radius:2px;background:var(--acc);margin-bottom:16px}
@media(max-width:760px){.whygrid{grid-template-columns:1fr;gap:24px}}
/* faq */
.faq .grp{margin:38px 0 4px}
.faq .grp:first-child{margin-top:0}
.faq .qa a{color:var(--acc-d);font-weight:700;text-decoration:none}
.faq{max-width:820px;margin:0 auto}
.qa{border-top:1px solid var(--line);padding:22px 0}
.qa:last-child{border-bottom:1px solid var(--line)}
.qa h3{font-size:18px;margin:0 0 8px}
.qa p{color:var(--dim);font-size:15.5px;margin:0}
/* cta band */
.band{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;border-radius:20px;padding:48px 40px;text-align:center;margin:0 auto}
.band h2{color:#fff;font-size:30px;margin:0 0 10px}
.band p{color:#c3d0e8;font-size:17px;margin:0 0 24px}
.band .btn{background:#fff;color:var(--navy)}
.band .btn:hover{background:#eef3fb}
/* footer */
footer{padding:44px 0 54px;border-top:1px solid var(--line);color:var(--dim);font-size:13.5px}
footer .brand{color:var(--navy);margin-bottom:14px}
.fnav{display:flex;gap:22px;flex-wrap:wrap;margin:6px 0 18px;font-size:14px;font-weight:600}
.fnav a{color:var(--dim);text-decoration:none}
.fnav a:hover{color:var(--navy)}
.disc{max-width:760px;margin:8px 0;line-height:1.6}
.entity{font-weight:600;color:var(--navy)}
.fine{color:#8493ab;font-size:12.5px;margin-top:16px}